A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s information is being misused. You can visit the Consumer Financial Protection Bureau to see if your child has a credit report.
Many school forms require personal and, sometimes, sensitive information. Find out how your child’s information is collected, used, stored, and thrown away. Your child’s personal information is protected by law. Asking schools and other organizations to safeguard your child’s information can help minimize your child’s risk of identity theft.
Several signs can tip you off to the fact that someone is misusing your child’s personal information and committing fraud. For example, you or your child might:
If you think your child’s information is at risk, check whether your child has a credit report.
Ask for a manual search of the child’s file.The companies will check for files relating to the child’s name and Social Security number, and for files related only to the child’s Social Security number.
The credit reporting companies may require copies of:
To file a fraud alert, call one of the three credit bureaus and tell them you would like to file a fraud alert. The credit bureaus will not charge you to file a fraud alert. The bureau that you call is required to contact the other two bureaus. The alert lasts for 90 days. If you wish to extend the alert, you will need to call again after 90 days.
Watch a 2-minute video that explains what we do:
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Nobody wants to be a victim of fraud. Your customers, members, and community will engage in fraud awareness if it is made easy for them learn and follow.