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Online Fraud Tactics

Phishing
Computer Viruses / Trojans
Spam
Spyware
Software Security
Malicious Web Sites
Fraudulent Merchants
Dialers
Hidden Attacks

Man-In-The-Middle

Pharming

Wireless Hacking

 

Other Fraud Tactics


Credit Card Theft

Skimming
Dumpster Diving
Account Redirection
Internal Theft
Purse/Wallet Snatching

Mail Theft
Data Theft
Child Fraud
Social Security Fraud
Check Fraud

Hidden Attacks
Extending beyond the obfuscation techniques, an attacker may make use of HTML, DHTML and other scriptable code that can be interpreted by the customers web browser and used to manipulate the display of the rendered information. In many instances the attacker will use these techniques to disguise fake content (in particular the source of the page content) as coming from the real site ? whether this is a man-in-the-middle attack, or a fake copy of the site hosted on the attackers own systems.

 

The most common vectors include:

  • Hidden Frames
  • Overriding Page Content
  • Graphical Substitution

 

Hidden Frames
Frames are a popular method of hiding attack content due to their uniform browser support and easy coding style.

 

Hiding the source address of the attacker?s content server. Only the URL of the master frameset document will be visible from the browser interface unless the user follows a link with the target attribute site to "_top".

 

Used to provide a fake secure HTTPS wrapper (forcing the browser to display a padlock or similar visual security clue) for the sites content ? while still using insecure HTTP for hidden page content and operations.

 

Hiding HTML code from the customer. Customers will not be able to view the hidden pages code through the standard "View Source" functions available to them.

 

Page Properties - will only indicate the top most viewable page source in most browser software.

Loading images and HTML content in the background for later use by a malicious application.

 

Storing and implementing background code operations that will report back to the attacker what the customer does in the "real" web page.

 

Combined with client-side scripting languages, it is possible to replicate functionality of the browser toolbar; including the representation of URL information and page headers.

Overriding Page Content
Several methods exist for Phishers to override displayed content. One of the most popular methods of inserting fake content within a page is to use the DHTML function - DIV. The DIV function allows an attacker to place content into a ?virtual container? that, when given an absolute position and size through the STYLE method, can be positioned to hide or replace (by ?sitting on top?) underlying content. This malicious content may be delivered as a very long URL or by referencing a stored script.  This method allows an attacker to build a complete page (including graphics and auxiliary scripting code elements) on top of the real page.

 

Graphical Substitution
While it is possible to overwrite page content easily through multiple methods, one problem facing Phishers is that of browser specific visual clues to the source of an attack. These clues include the URL presented within the browsers URL field, the secure padlock representing an HTTPS encrypted connection, and the Zone of the page source.

 

A common method used to overcome these visual clues is through the use of browser scripting languages (such as JavaScript, VBScript and Java) to position specially created graphics over these key areas with fake information.

 

While the Phisher must use graphics that are appropriate to the manufacturer of the browser software, it is a trivial exercise for the attackers fake web site to determine the browser type and exact version through simple code queries. Therefore the attacker may prepare images for a range of common browsers and code their page in such a way that the appropriate images are always used.

It is important to note that Phishing attacks in the past have combined graphical substitution
with additional scripting code to fake other browser functionality.

 

Examples include:

  • Implementing "right-click" functionality and menu access,
  • Presenting false popup messages just as the real browser or web application would,
  • Displaying fake SSL certificate details when reviewing page properties or security settings -  through the use of images.