Home Back Forward Print Close  
Online Fraud Tactics

Phishing
Computer Viruses / Trojans
Spam
Spyware
Software Security
Malicious Web Sites
Fraudulent Merchants
Dialers
Hidden Attacks

Man-In-The-Middle

Pharming

Wireless Hacking

 

Other Fraud Tactics


Credit Card Theft

Skimming
Dumpster Diving
Account Redirection
Internal Theft
Purse/Wallet Snatching

Mail Theft
Data Theft
Child Fraud
Social Security Fraud
Check Fraud

 

Malicious Sites
 

 

Non-Trusted or Malicious Web Sites contain code that may intentionally modify your computer or network without your consent or knowledge, causing harm. In many cases infections can occur without having to run any programs or open any attachments. This is due to vulnerabilities on Web browsers, operating systems or lack of security software.

 

Currently there are tens of thousands of malicious websites on the Internet.  Some of these sites can be reputable and trusted companies that have unknowingly had their Web servers compromised.

 

Web Site Delivery Techniques Include:

 

The inclusion of HTML disguised links within popular web-sites, message boards.
The use of third-party supplied, or fake, banner advertising graphics to lure you to the Phishers web-site.
The use of web-bugs (hidden items within the page - such as a zero-sized graphic) to track a potential customer in preparation for a phishing attack.
The use of pop-up or frameless windows to disguise the true source of the Phishers message.
Embedding malicious content within the viewable web-page that exploits a known vulnerability within the customers web browser software and installs software of the Phishers choice.  Abuse of trust relationships within the customers web-browser configuration to make use of site-authorized scriptable components or data storage areas.

 

Malicious web sites

A malicious web site contains code which installs a harmful program such a Trojan, computer virus or adware onto your computer. If visited, the web site may appear to be completely ordinary, but behind the scenes it will be installing the malicious code and this may not be apparent, although sometimes a program will launch unexpectedly, or you may notice a lot of activity on your Internet connection as the files are downloaded. The malicious code may be disguised within the page, so cannot be easily be identified, unless you have specialist knowledge. Even the plainest looking page can conceal malicious code behind the scenes.
 

Spoofed URLs ( Web Sites): Viruses and Spyware can create code on your computer and manipulate your Web browser. This will trick you into going to a fraudulent Web site. Some examples include task bar replacements or address location bar that redirect you to a different but similar looking site. Spoofed Web Sites are deceptive Web sites that display the address, or URL, to a legitimate Web site in the Status bar, Address bar, and Title bar.

Spoofed URLs:  Many high-tech techniques have been developed to spoof URLs. One technique involves using JavaScript that covers the URL window at the top of the user's browser with a graphic or text. Others use browser-specific vulnerabilities to obfuscate the URL. Both esult in the legitimate URL being displayed instead of the fraudulent URL. Furthermore, it is possible to have URLs that contain specially encoded characters that resemble standard ASCII characters, which can also be done with International Domain Names (IDN) to make addresses display nearly identical to the website being spoofed.

 

Misspelled, Cousin or Similar-Sounding URLs:  In this case, the fraudulent website has a URL that sounds similar to the targeted company (e.g., www.searss.com ). A cousin URL resembles the authentic URL of a trusted institution (e.g., www.aol-wallet.com ).

 

Only IP Address:  Rather than a URL, the website uses an IP address. This could confuse non-technical users, who might trust a website identified as a string of numbers as opposed to a website with a suspicious-sounding URL.